What is it?

Modern Retirement Planning is a workshop study of the latest concepts and concerns for structuring a successful retirement plan. Goal setting techniques and creative strategies designed to maintain control and flexibility will be the common theme for the course.

Who should attend?

Modern Retirement Planning is both timeless and timely. Anyone interested in the following should attend this course:

  • Setting realistic goals

  • Addressing inflation

  • Avoiding common mistakes

  • Assessing investments

  • Managing risk

  • Lowering taxes

  • Efficient estate planning

  • Grasping concepts and strategies

Course Curriculum

    • An educated approach to goal setting

    • Retirement Objectives

    • Prepare for new opportunities

    • Keep good records

    • Control debt and credit

    • Creative Strategies to Reduce Taxes

    • Capital Gains vs. Ordinary Income

    • 8 mistakes to avoid

    • How long will you be retired?

    • Life expectancy and inflation

    • Early retirement concerns

    • Will your nest egg last?

    • can you retire now?

    • Roth and Traditional IRAs

    • Employer sponsored retirement plans

    • Social Security concerns

    • Working while taking Social Security

    • “Other” income sources

    • How to reduce probate

    • Trusts and Wills

    • Which trust is right?

    • Joint ownership and community property

    • Gift taxes

    • Inheritance taxes

    • Addressing mental incapacity

    • Durable power of attorney

    • Determine risk tolerance

    • Emergency funds and cash accounts

    • Stocks and Bonds

    • Mutual Funds

    • Unit Investment Trusts

    • Exchange Traded Funds

    • Professionally Managed Accounts

    • Fixed vs Variable Annuities

    • Asset Allocation

    • Assessing your need for insurance

    • Life Insurance

    • Health and Medicare Insurance

    • Disability income needs

    • Long-term Care options

    • Avoid irreversible mistakes on pension choices

    • When a 401k should not be rolled over

    • Serious decisions when changing or terminating jobs

    • Pension maximization

    • Rollover or direct rollover? There is a difference.

    • Lump sum distribution? Yes or No?

    • Avoid penalty before 59 ½

    • Keep control of pension and annuity withdrawals

    • Control and flexibility during retirement